Ayannali Blog

Thoughts and ideas and poems and...whatever I chose

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Location: Connecticut, United States

Thursday, May 31, 2007

Clothes off

Ok - I see someone or group made a remake of a dance hit from the 80's.

Wow...So we are doing the exact opposite in the new song then what was preached in the old...

We went from :
"We don't have to take our clothes off
To have a good time
Oh no
We could dance & party all night
And drink some cherry wine
Uh huh"

to

"we have to take off those clothes
and we have to party all night
and we have to take off those clothes
to have a good time
oh no

got chicks, all hot chicks
and you rock chicks, datin' hip hop chicks
slim chicks, round chicks
black, white, yellow, and brown chicks
got chicks, all hot chicks
and you rock chicks, datin' hip hop chicks
slim chicks, round chicks
black, white, yellow, and brown chicks"

How sad is that?

Monday, May 28, 2007

The financial question

Here is the financial question i have been asking myself for about a year now. Do I truly think I am going to retire?

Strange question one would think. I mean EVERYONE save for retirement, don't they?

I have found that if you are in the same job for years and years, it is relatively easy to save with most companies. Companies usually have a 401K with a matching plan, between 50 - 100% up to a certain percent that you contribute. Some of these plans even let you take loans against them to be paid back without hurting your investment.

Sounds great. Now what happens when you switch jobs, voluntarily or not. Lots of decisions to be made there, new job doesn't let you participate in a 401K for a year? Is it possible for you to keep your money in the same place for a year?

What happens if something big comes up? What then, withdraw with huge penalties and start again?

How many people really plan on retiring? My mom still works and I know she doesn't plan on retiring at all.

Questions, Questions....I would rather at this point plan on a vacation then retirement.